You’ve worked hard to build your client relationships…
Founded in 2001, Joule Financial exists to help clients identify and quantify their financial goals and objectives, while providing the energy and expertise necessary to meet those goals while measuring progress through a variety of metrics. As an early adopter of the fee-only fiduciary model, Joule Financial derives revenue through financial & retirement planning as well as investment management. Our revenue correlates with the success of our clients and it is always in our best interest to provide unbiased, objective guidance in order to navigate the financial markets.
Through our optional financial planning discovery process, Joule Financial seeks to help clients identify their ‘required rate of return’ and design a strategy best suited to provide the highest probability of success. As a full service, wealth management firm Joule Financial advisers often work as a full service wealth adviser for individuals, families, small business owners and young professionals.
Joule Financial seeks to partner with advisers of integrity, who strive to provide the simple excellence of our firm’s mission through diligent fee-only financial advising and investment management.
Personal Customer Service / Account Maintenance
Multiple Custodian Relationships – Choose Your Custodian with confidence. Whether it is Charles Schwab, Fidelity, TD Ameritrade or even Raymond James, the custodian is a critical piece of your investment management and client relationship. Through Joule Financial’s multi-custodian relationships you may choose the custodian that fits your client needs the best.
Exceptional Performance Reporting – Joule Financial utilizes award winning Black Diamond for portfolio performance reporting and quarterly billing. Never feel ill equipped when it comes to your client review meetings or updates. Keep it simple with a one page report or take a deep dive into asset classes, comparable benchmarks and quarterly market and economic content.
Quarterly Billing / Timely Payments
You should spend your time servicing your cleint relationships, not billing accounts. Utilizing our multi-custodian platform in correlation with Black Diamond software integration, quarterly billing is a breeze. Each quarter Joule Financial will deduct your advisory fees from your client’s accounts, per each fee agreement on file. Typically, Joule Financial bills forward, keeping client fees in escrow and avaialble for any pro-rated credits that may occur. Once the quarter concludes we will deposit your revenue portion within your business account within 5 business days complete with a detailed report for your records of all detailed billing and revenue breakdowns.
Compliance Management / Oversight
You have enough to worry about through existing client management, market movements and potential client prospects. The last thing you should be thinking about is who is handling your compliance.
E-mail Archiving/ Books and Records/ Etc.
Plan development (Optional)
Unless a plan has already been established, or is not required, advisers may utilize Joule Financial to develop a comprehensive financial or retirement plan. Information gained from the completion of an in-depth questionnaire we will facilitate the design our proprietary Lifetime Income Financial Evaluation (LIFE) plan. Once we have received a completed questionnaire, developing a plan takes approximately 2-3 weeks. Following completion, advisers may then present this plan to your prospective client and review the recommendations developed to help achieve the desired financial goals and objectives. (Learn more about our planning process HERE)
Investment Management (Optional)
We realize many advisers do not want to be involved in the day to day investment management of client assets. For this reason, Joule Financial offers our proprietary investment management process for no additional costs.
Whether it is our active managed, risk based models, strategic alpha index passive allocation or our dividend income model, we look look forward to working with the adviser in helping to customize an investment allocation strategy that is right for each client.
Innovative Marketing, Branding and Content Distribution
Whether you are looking to communicate more effectively with your existing client base or significantly gain market share in your area, we want to help. We have spent two decades exploring creative mediums in order to make our unique voice heard and we want to help you do the same.
From the beginning of our relationship you will be equipped with our branded collateral, professionally designed to help bring credibility and respect to your presence as a financial adviser. We will also help you to distribute any content you may have through our distribution channels and help you to use unique social marketing tools to reach new clients in your area.
One of the best ways to learn more about Joule Financial is to join our free e-mail list. Periodically we will send out an e-mail newsletter for you to learn more about what we’re thinking or doing for client portfolios. We will never sell your information nor solicit you through this e-mail. It is for informational purposes only.